VCU Alumni Voices: Camille Browne
Unemployment, Underemployment, and Economic Security
Unemployment and underemployment are of concern to employees and the economy. On one hand, the August 2013 7.3% unemployment rate (as reported in September) may seem hopeful to some people. On the other hand, one wonders about the underemployed and those who have removed themselves from the job search process due job hunting fatigue and never ending disappointments. Being unemployed or underemployed may make it difficult to find the silver lining in the lower unemployment rate. This group worries not only about paying current bills but is also concerned about preparing for life after retirement. Without economic security, older adults cannot pay for adequate housing, health care, or healthy foods; take care of themselves and their families; save; or plan for the future. Wider Opportunities for Women's (WOW) Elder Economic Security Initiative (EESI) focuses on retired elders while the Family Economic Security (FES) project provides the tools and data necessary to shape public policy and programs that help the underemployed and unemployed achieve economic security.
OWL's 2012 Mother's Day Report, "Women and the Workforce, Challenges and Opportunities Facing Women as they Age" stated that WOW's Elder Economic Security StandardTM Index (Elder Index) "illustrates how the cost of living for older households varies geographically." Looking across geographic lines is important because although $30,000 may be economically viable in Alabama, it is woefully inadequate if living in New York. Therefore, public policy decisions based on household income must be area-specific. Geography is not the only factor affecting the Elder Index. Sex, race, and ethnicity also contribute to whether or not someone lives above or below the Index.
Although anecdotal, I have a friend who happened to be 55 years old, single, female, and could not find work to improve her economic situation. WOW's Economic Security Scorecard can help legislators understand that current policies may not be particularly helpful to people such as my friend. She visited her state's One-Stop Career Center and applied for funding to assist with paying for a professional development and retraining class. The application request was denied because her $20,000 annual income cobbled together from multiple part-time jobs was too much money for her to qualify.
Because employment is such an issue and so many people are economically insecure, the country's safety net (Medicaid, Medicare, Supplemental Nutrition Assistance Program, etc.) might be stretched beyond its limits as people begin to age. Without access to retraining programs at local community colleges and universities, middle skilled jobs, and on-the-job training, the unemployment/underemployment situation will continue improve only at a "snail's pace."
A recently aired 60 Minutes program discussed the replacement of human middle-skilled jobs by robots. New technology has always caused the loss of human jobs. However, today's technology is replacing human jobs at a faster pace than employers, entrepreneurs, legislators, and workers can figure out how to effectively address the change. According to the program, "Apple, Amazon, Google, and Facebook, hire a total of 150,000 people which is fewer than the number of people entering the American workforce each month." Although new jobs, companies, and technologies are being created, unemployment remains high partly because companies no longer need large numbers of people to perform work. If these issues are not addressed, the unemployment, underemployment, and economic insecurity problems will persist.
WOW's Economic Security Index and Scorecard along with WOW's Basic Economic Security Tables™ (BEST) Index can help guide our legislators and provide them with the information needed to make decisions which will help return people to work, improve economic security, and alleviate pressures on America's social safety nets. In addition, making the Elder Index available on websites of nonprofits such as SeniorNavigator in Virginia would educate the public including elders, their family, friends, and caretakers about the actual costs of making ends meet in retirement. A more educated population would be more apt to place pressure on their Congressional Representatives and effect change. Gerontology departments at Universities may also find the Elder Index useful when training future aging, social work, and medical professionals. To learn more about WOW's EESI and the Elder Index, visithttp://www.wowonline.org/economic-security-institute/ andhttp://www.basiceconomicsecurity.org/EI/.
More about Camille!
Camille J. Browne is a versatile professional who draws experience from both the nonprofit and private sectors. She has hands-on skills in improving the quality of life for our aging population through effective advocacy and education, and a background in administration and accounting. Previously, Camille had a successful career in accounting. Because of a passion for working to enhance the lives of our elderly neighbors, she has transitioned those skills into her new area of expertise, Gerontology.
In 2009, Camille graduated with a M.S. from Virginia Commonwealth University's School of Allied Health Professions Department of Gerontology.
Camille began her professional career in aging by volunteering with AARP VA in Richmond, and afterward at OWL's national office in Washington, D.C. Later, she was hired as OWL's Program Manager. There, she was instrumental in helping manage and launch OWL's 2012 and 2013 annual Mother's Day Campaigns and Reports.
Camille starts a new position as Associate Director, Elder Economic Security Initiative at Wider Opportunities for Women on October 7, 2013.